Category Archives: Guest Post

Niyo Referral Code GEMGE520 – Get ₹250 in Niyo Coins as Joining Bonus

If you’re looking for a simple, rewarding way to start your Niyo journey, you’re in the right place. In this post, I’ll share how you can use the Niyo referral code GEMGE520 to grab ₹250 in Niyo Coins as a joining bonus and why Niyo is worth checking out.

What Is Niyo?

Niyo is a modern digital banking platform that offers app-based money management, travel-friendly accounts, and rewards on your everyday spending. Instead of visiting a branch, most things are handled right from your phone – from opening an account to tracking your expenses.

Niyo Referral Code: GEMGE520
Here’s the star of the show:
Use Niyo Referral Code: GEMGE520
Get: ₹250 in Niyo Coins as a joining bonus
You can enter this referral code while signing up in the Niyo app to claim your reward (subject to Niyo’s current offer terms and eligibility).

How to Use the Niyo Referral Code GEMGE520
Follow these simple steps to get started:
1. Download the Niyo App
Go to the Google Play Store or Apple App Store and search for “Niyo”.
2. Sign Up / Create Your Account
Open the app, enter your mobile number, and start the registration process.
3. Enter the Niyo Referral Code
When you see the “Have a referral code?” or similar option, enter:
GEMGE520
4. Complete Onboarding (KYC, if required)
Follow the on-screen instructions to complete your basic and, if needed, full KYC as per Niyo’s process.
5. Get Your Joining Bonus
Once your account is successfully created and the referral is validated as per Niyo’s terms, you’ll receive ₹250 in Niyo Coins in your account/rewards section.

FAQ

1. What is the best Niyo referral code right now?

If you’re signing up, you can use Niyo referral code GEMGE520 to get ₹250 in Niyo Coins as a joining bonus (subject to Niyo’s terms and ongoing offer).

2. Where do I enter the Niyo referral code?

You can enter the referral code during the signup/registration flow in the Niyo app, usually where it asks “Have a referral code?” or similar.

3. Is the Niyo referral bonus guaranteed?

The bonus is provided as per Niyo’s current referral policy, eligibility criteria, and offer validity. Make sure you:

Enter the code GEMGE520 correctly -> Complete the KYC / onboarding -> Follow any additional steps Niyo may require

4. Do I need to pay anything to use the referral code?

Entering a referral code like GEMGE520 is typically free. Any charges depend on the specific Niyo product or card you’re opting for as per Niyo’s own terms.


Sudheer Kabeer – Unprofessional Behavior

This is an example of the unprofessional behavior I experienced from Mr. Sudheer Kabeer, who describes himself as “an extremely competent IT professional, Hypnotist, and Mentalist” on his WhatsApp profile.

It all started when I suddenly began receiving continuous WhatsApp messages from him. Since I don’t knowingly share my phone number publicly to avoid spam and misuse, I asked him how he got my number so I could be more cautious. Instead of answering, he ignored my question and kept spamming me with self-promotional messages. When I repeatedly asked how he got my number, instead of answering, he asked for my name. This made me wonder if he was sending unsolicited advertisements without even knowing who he was messaging. He then started mocking my genuine concern about how he obtained my contact details.

Upon checking further, I found that he works in IT and runs a YouTube channel (https://www.youtube.com/@IamSudheerKabeer) with a significant number of subscribers. It was surprising to see someone in his position act so unprofessionally. It turned out that he stole my number from a group I had joined and was using it for advertising purposes without consent. Just as he stole my number, it’s possible he also took other people’s numbers from WhatsApp groups without permission and used them for illicit business or marketing purposes. This is a clear violation of your privacy and could be considered misuse of your personal information.

Full message conversation can be viewed in the below video

If you receive unsolicited messages from unknown contacts, especially for promotional purposes, it’s important to protect your privacy. Avoid sharing your phone number publicly and always be cautious about who you share it with. If someone messages you unexpectedly, ask how they obtained your number; a genuine professional will provide a clear response. If the person continues spamming or fails to answer your questions, block and report them. Additionally, be aware of privacy laws in your region that protect against unauthorized use of your contact information. If the misuse continues, especially for commercial purposes without your consent, you could file a complaint under data protection laws or cybercrime laws. Stay vigilant and share your experiences to help others avoid similar situations.

If you perform activities like this, it is important that you understand the legal implications outlined below:

IT Act, 2000:
Section 66C: Identity theft, including using someone else’s information without consent.
ection 43 — Unauthorized Access and Data Theft, including accesses, extracts, or misuses data (such as phone numbers) without authorization, they may be liable to pay compensation up to ₹5 crore to the affected person.

Bharatiya Nyaya Sanhita (BNS), 2023:
Section 302: Punishment for theft, applicable in cases involving unauthorized access and extraction of data.
Section 354: Addresses acts intended to insult the modesty of a person, particularly applicable if the communication is harassing or inappropriate.
Section 354E (Stalking): Sending repeated messages without consent can be considered stalking, punishable with imprisonment or a fine.

TCCCPR, 2018:
Sending unsolicited commercial communications (spam) without consent is illegal, and penalties can be imposed on the sender.

Violation of Privacy (Article 21 of the Indian Constitution)
Collecting personal data (like phone numbers) without consent breaches this right.

WhatsApp’s Terms of Service
Violates WhatsApp’s terms and policies, which could lead to account suspension or banning.

Article Written by:
Gem


Report any policy violation at contact@techipick.com


The Use of Big Data in Modern Day Web Designing

Category : Guest Post

Big Data is a primarily used buzzword in business, which has its impact everywhere ranging from administration to marketing and strategy making etc. if you are wondering what big data has to do with web designing, there are certain things to be noted in this too.

About the impact of Big Data

Big Data refers to a bigger volume of both structured and unstructured data, which is used effectively to derive actionable insights. Data was there always, but in the case of big data, the volume of data in scope is really massive, and is it impossible to process it using the conventional data management methods.

Based on the studies, now it is about 2.5 quintillion bytes of structured and unstructured data produced on a daily basis. Again as per the prediction of data experts, nearly 40 zettabytes data may be there by the year 2010 produced each day. With this, we can see that big data is there everywhere now and shaping the web world and influencing the ways how people do business.

Big data in web design

By leveraging the benefits of big data, businesses can now easily create web designs which are data-driven by understanding the exact user requirements and preferences. More importantly, the data-driven design is not just restricted to its functionality or visual appearance, but it takes a more streamlined approach to web design in a highly functional and user-friendly manner. It can highly influence how a design firm gains more leads and traffic through their web pages. It is also found that the businesses which use a data-driven design approach make more results in terms of their ROI.

Further, we will discuss 5 ways through which big data is helping to improve conventional web designers.

1. For the analysis of user heat maps

The usage of heat map tools will let the designers or website planners monitor the website content effectively and act on time to fulfill the needs. Appropriate heat maps can exactly measure where and how the visitor’s move on the internet and what all approaches will help to drag in the user attention. Such a mapping can also show what should be skipped and what to keep. Overall, data analysis will help you to effectively track the performance of your existing website in real-time and do the fine-tuning of it.

The marketers can realize the content which is well-performing and which is not. You can effectively change the nonperforming content by utilizing the space for something more productive and attractive. So, the use of big data analytics in heat map analysis can help you keep more SEO-friendly and user-centered content on your web pages. For example, if your website users are not spending enough time to click on the call-to-action button, then you need to rework on it to improve the scope of user click on it.

2. Data for analyzing traffic

Traffic analysis is another wonderful tool which could give you a deeper understanding of whether your website is appealing to the users or not. This can have a huge impact on your web traffic and sales. Doing big data analysis will show you which all elements of your site are more engaging and which are not. You can identify the areas which need improvement and work more on those. By analyzing the traffic, you can also compare it with the traffic on your competitor sites to identify where you lack.

Furthermore, big data users can also examine the page visits, views, average time on page, unique visitor, new user visits, the bounce rate on certain pages, etc. With a proper big data analytical process in place as leading NYC web design firm offers, you can get the real-time data and work on improvising the weak areas.

3. Using big data analytics to identify site search stats

Analytics related, so site search is a very common thing digital marketers use to get a clear inside view of the user needs and wants. By identifying what they are searching based on their needs, it becomes easier to set your content for target audience accordingly. You may also try to add a search box on your website to track what users are commonly searching for.

So, with the help of site search analytics, you may know that if the users search for specific content, but unable to find the same on your website, they tend to abandon your page and move on. Say, for example, if your user is searching for a long-tail keyword like “good digital marketing consulting firm in New York” and not finding any exact matches for the content on your blog or website content, then it’s time to upgrade the search box and avail the site search stats to work on.

4. Segmentation analysis for e-mail marketing

Along with web design, you need to focus on other aspects of website marketing also like email marketing. With the help of big data analytics, you can better design your e-mail designs too, by rightly focusing on the needs of the target audience. Properly segmented campaigns tend to get 14% more results than the generic campaigns, and messages shared to the right audience tend to get about 60% clicks compared to the campaigns which are non-segmented.

Alongside creating a good website, email marketing is also crucial for businesses to help generate more results. So, businesses are advised to use segmentation analysis tools to tailor-make your email based on user interests and preferences.

5. Inline testing

Inline testing can deliver reliable data and real-time information about the consumers, which can be used at each phase of web design and development to improvise the website quality. With the help of big data, you can easily deliver the results as the users need quickly to gain over the competitors.

For designers and developers, A/B testing could be a good testing model, which can bring a huge difference in your design and marketing campaigns. When done properly, A/B tests will help boost the conversions to 200%. This can further help you to test anything from page elements to marketing emails and enable to you achieve the best results.

Overall, big data is a powerful tool in terms of business Intelligence, which has a fair role in paying in terms of modern-day web design and development too. However, for the designers planning leverage the benefit of big data, they need to have a solid understanding of its concepts too in order to stay ahead in the tight competition.

Article Written by:
Isabella Rossellini

Report any policy violation at contact@techipick.com